Effective Date: 11/01/2025
Welcome to Mega Money Transfer Inc. (“we,” “us,” or “our”). This User Agreement (“Agreement”) governs your use of our money transfer services. By using our services, you agree to comply with and be bound by the following terms.
1. Acceptance of Terms
By accessing or using Mega Money Transfer’s services, you acknowledge that you have read, understood, and agree to be legally bound by this Agreement and all applicable laws and regulations.
2. Eligibility
You must be at least 18 years old or of legal age in your jurisdiction and have the legal capacity to enter into this Agreement. Our services are not intended for use by minors or persons prohibited by law from using financial services.
3. Account Registration and Security
- To use certain features, you may need to register an account and provide accurate personal information.
- You are responsible for maintaining the confidentiality of your login credentials and for all activities occurring under your account.
- You must notify us immediately of any unauthorized use or security breaches.
4. Use of Services
- You agree to use our services lawfully and solely for legitimate money transfer purposes.
- You agree not to use the services to facilitate any illegal activity, including money laundering, terrorist financing, fraud, or other criminal acts.
- You must ensure all funds used originate from lawful sources.
5. Fees, Charges, and Payment
- All fees and charges will be disclosed upfront before any transaction is finalized.
- You agree to pay all applicable fees and authorize us to deduct fees from your transaction amount or payment method.
- Exchange rates applied during currency conversion are set at the time of your transaction and may fluctuate.
6. Transaction Processing and Limits
- We aim to process transactions promptly, but times vary depending on destination, recipient institution, and regulatory factors.
- Limits on transfer amounts or frequency may apply and are subject to change for compliance or operational reasons.
- We may refuse, delay, or cancel transactions for reasons including regulatory compliance or suspicious activity.
7. Privacy and Data Protection
Your use of the services is governed by our Privacy Policy, which details how your personal information is collected, used, and protected.
8. Disclaimers and Limitation of Liability
- Mega Money Transfer provides services “as is” and does not guarantee uninterrupted or error-free operation.
- We are not liable for indirect, incidental, or consequential damages resulting from your use of the services.
- Our liability for any direct damages will not exceed the transaction amount in dispute.
9. Indemnification
You agree to indemnify, defend, and hold harmless Mega Money Transfer, its affiliates, and employees against any claims or losses arising from your violation of this Agreement or misuse of the services.
10. Termination and Suspension
We reserve the right to suspend or terminate your access to services at our discretion, particularly if we suspect a breach of these terms or illegal activity.
11. Governing Law and Dispute Resolution
This Agreement shall be governed by the laws of Canada and applicable provincial laws. Disputes will be subject to arbitration or courts within our jurisdiction.
12. Changes to the Agreement
We may update this Agreement at any time. Changes will be posted on our website with the revised effective date. Continued use constitutes acceptance of the updated terms.
13. Contact Information
If you have questions or need support, please contact us:
Thank you for choosing Mega Money Transfer. We appreciate your trust and are committed to providing secure, reliable, and compliant money transfer services.